Legal Insights
Insurance disputes, bad faith claims, coverage issues, and policyholder rights.
45 articles in Insurance Claims
After more than 40 years of handling personal injury claims in Cincinnati, founding partner Gregory S. Young explains Ohio's two-year filing deadline: the exceptions that are narrower than people think, the Kentucky difference that catches Greater Cincinnati clients off guard, and why the clock may already be running.
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Most Ohio personal injury cases settle in 6–18 months, but severe or disputed cases can take 3–4 years. Here's what actually drives the timeline, stage by stage.
Read Article →Comprehensive guide to Ohio car insurance coverage: liability, collision, comprehensive, MedPay, and uninsured/underinsured motorist coverage, plus steps after an accident.
Read Article →A comprehensive guide to Kentucky car insurance coverage including PIP, liability, collision, and uninsured motorist coverage in this choice no-fault state.
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Every year, Ohio drivers are injured in accidents caused by people who legally should not have been behind the wheel - not because they lacked skill, but because they lacked insurance. If you were recently hit by an uninsured driver in Cincinnati or anywhere in Ohio or northern Kentucky, you likely
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Car accidents are stressful under all circumstances. When the other driver has no valid insurance cover, the situation can feel even more confusing and overwhelming because many people worry about medical bills, vehicle repairs and lost income with no clear path forward.\r\n\r\nUnderstanding how uni
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Car insurance makes motor vehicle transportation affordable. If people had to pay out of pocket to replace the totaled vehicles or cover another person's hospital bills, most people couldn't afford to drive.\r\n\r\nInsurance helps mitigate the expenses associated with independent transportation. If
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Numerous regulations apply to motor vehicle operation for the safety of the general public. Drivers have to complete educational courses and maintain state-issued licenses. They have to register their vehicles and keep them in safe operating condition.\r\n\r\nThey also typically need to carry liabil
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Accidents are an inevitable part of driving, and even the most careful drivers can find themselves involved in one. The situation can become particularly complex if the driver responsible for an accident lacks adequate insurance or has no insurance at all. Recent reports have shown a rise in inciden
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Being in a car accident is a stressful experience, but the situation can become worse if you discover the other driver was uninsured.\r\n\r\nDriving without insurance is illegal in Ohio, yet accidents with uninsured motorists happen. So, what can you do if you are ever in an accident with an uninsur
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After a car accident, you rely on the insurance company to offer compensation to cover your injuries and losses. Unfortunately, the offer made is not always fair. \r\n\r\nDo you know what to do in these situations? If not, find out here. \r\nAssess the initial offer\r\nThe aftermath of a car acciden
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When you purchase car insurance, you do so for two primary reasons: firstly, the law requires that you do so. And, secondly, so you can receive compensation should something happen to you and your car. Unfortunately, some people do not insure their vehicles. \r\n\r\nA car accident that involves an u
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