Legal Insights
Insurance disputes, bad faith claims, coverage issues, and policyholder rights.
43 articles in Insurance Claims
Every year, Ohio drivers are injured in accidents caused by people who legally should not have been behind the wheel - not because they lacked skill, but because they lacked insurance. If you were recently hit by an uninsured driver in Cincinnati or anywhere in Ohio or northern Kentucky, you likely
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Car accidents are stressful under all circumstances. When the other driver has no valid insurance cover, the situation can feel even more confusing and overwhelming because many people worry about medical bills, vehicle repairs and lost income with no clear path forward.\r\n\r\nUnderstanding how uni
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Car insurance makes motor vehicle transportation affordable. If people had to pay out of pocket to replace the totaled vehicles or cover another person's hospital bills, most people couldn't afford to drive.\r\n\r\nInsurance helps mitigate the expenses associated with independent transportation. If
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Numerous regulations apply to motor vehicle operation for the safety of the general public. Drivers have to complete educational courses and maintain state-issued licenses. They have to register their vehicles and keep them in safe operating condition.\r\n\r\nThey also typically need to carry liabil
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Accidents are an inevitable part of driving, and even the most careful drivers can find themselves involved in one. The situation can become particularly complex if the driver responsible for an accident lacks adequate insurance or has no insurance at all. Recent reports have shown a rise in inciden
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Being in a car accident is a stressful experience, but the situation can become worse if you discover the other driver was uninsured.\r\n\r\nDriving without insurance is illegal in Ohio, yet accidents with uninsured motorists happen. So, what can you do if you are ever in an accident with an uninsur
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After a car accident, you rely on the insurance company to offer compensation to cover your injuries and losses. Unfortunately, the offer made is not always fair. \r\n\r\nDo you know what to do in these situations? If not, find out here. \r\nAssess the initial offer\r\nThe aftermath of a car acciden
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When you purchase car insurance, you do so for two primary reasons: firstly, the law requires that you do so. And, secondly, so you can receive compensation should something happen to you and your car. Unfortunately, some people do not insure their vehicles. \r\n\r\nA car accident that involves an u
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Ohio is an at-fault state. Basically, this means that if you are involved in a car accident that is not your fault, then you can pursue the responsible party for the resulting damages through their insurance provider. What happens, though, if the other driver is not insured?\r\n\r\nBeing involved in
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Surviving a car accident comes with a lot of uncertainties. There are your medical costs, property damage and a host of legal issues to handle. During those chaotic moments, it helps to know that the law is on your side and that you can pursue the liable party for damages through a personal injury l
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Being in a car accident can be an extremely stressful time. Though, most of the time, we can be comforted by the fact that insurance will usually cover everything, and unless it is a major accident, there may not be to much of an issue. However, what happens if the at-fault driver uninsured or under
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Auto insurance is a critical protection for people on the road. If someone crashes into you, their motor vehicle liability insurance protects you from paying for your vehicle repairs or massive medical costs. If you get hurt so badly that you miss work, insurance can help with lost wages as well.\n\
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