Ohio imposes a duty of good faith on all insurance companies handling claims. When an insurer fails to investigate properly, unreasonably denies or delays a legitimate claim, or offers an insulting lowball settlement, that constitutes insurance bad faith under Ohio law. Gregory S. Young Co., LPA pursues bad faith claims against Ohio insurers — seeking not only the compensation you were owed, but also punitive damages and attorney fees.
How We Help You
- Reviewing claim denials, delay tactics, and lowball offers for bad faith indicators
- Filing statutory bad faith claims under O.R.C. § 3901.21 and common law
- Pursuing punitive damages when insurer conduct was intentional or malicious
- Recovering attorney fees as permitted under Ohio bad faith law
- Handling first-party bad faith (your own insurer) and third-party bad faith claims
- Representing policyholders against all types of insurance: auto, homeowners, commercial, and disability
What To Do After Your Injury
- Document All Claim Communications
Save every letter, email, and voicemail from your insurer. Note the dates of all communications and the reasons given for any denial or delay.
- Get the Denial in Writing
Request a formal written denial with specific reasons. Vague denials often indicate bad faith.
- Do Not Accept a Final Denial as Final
Insurance companies count on you giving up. An attorney can evaluate whether their conduct constitutes bad faith.
- Free Case Review
We evaluate insurance bad faith claims at no charge. Call 513-721-1077.
Injured? Talk to a Insurance Bad Faith Attorneys Today
Free consultations are available around the clock. No upfront costs — we only get paid when you do.
- No fee unless we win
- Free consultations 24/7
- Serving Ohio & Kentucky since 1958
Frequently Asked Questions
What is insurance bad faith in Ohio?
Ohio recognizes both statutory and common-law insurance bad faith. An insurer acts in bad faith when it lacks a 'reasonable justification' for denying or delaying a claim. This can include: failure to investigate, misrepresenting policy provisions, and making unreasonably low settlement offers.
What can I recover in an insurance bad faith lawsuit?
In addition to the underlying claim amount, Ohio bad faith plaintiffs can pursue: extra-contractual damages (damages above the policy amount), punitive damages (when conduct was intentional or malicious), and attorney fees.